Japanese deposit to income ratio first went down to a minus level since the year of 1955, the national economy research institute for the cabinet reported yesterday. This is the most streaking news to markets for this year beginning. Among G7 countries, Japanese deposit ratio drastically diminishes with Abenomics push of money into markets: it is almost last among the countries. The reason for it is simple: income shrink in individuals. In 2015, it's surely becoming worse.